Money Made Human Podcast
Highly Commended at the Scottish Podcast Awards 2026
The Money Made Human podcast celebrates, at its heart, the work of credit unions and their vital role in enriching our lives and communities. Brought to you by 1st Class Credit Union, each episode features insightful discussions with industry leaders and influential voices from society, revealing the meaningful impact that can be made through economic collaboration.
Mostly, it’s a collection of compassionate conversations about navigating life and the individual journeys we take.
The host,
Gayle Lloyd
Episodes
27 episodes
Helen Ainsworth – Senior Manager, PRA (#27)
Episode 27 of the Money Made Human podcast features Helen Ainsworth, Senior Manager for Credit Unions at the Prudential Regulation Authority (PRA).Helen leads the team responsible for credit union policy and supervision at the PRA, playi...
Ian Lavery – MP for Blyth and Ashington (#26)
Episode 26 of the Money Made Human podcast features Ian Lavery, MP for Blyth and Ashington.Ian has dedicated much of his career to public service, representing communities through both the trade union movement and Parliament. In this epi...
Elaine Rae – Chief Executive Officer, NHS Credit Union (#25)
Episode 25 of the Money Made Human podcast features Elaine Rae, Chief Executive Officer of NHS Credit Union.Elaine has dedicated her career to improving people's lives, from her early work in mental health nursing, social work, and palli...
Debbie Robinson – Chief Executive Officer, OurCoop (#24)
Episode 24 of the Money Made Human podcast features Debbie Robinson, Chief Executive Officer of OurCoop.A passionate advocate for the co-operative movement, Debbie has spent her career championing the values of cooperation, community, an...
Alan Rough MBE – Scottish Former Professional Footballer & Football Broadcaster (#23)
Episode 23 of the Money Made Human podcast features Alan Rough MBE, Scottish former professional footballer and football broadcaster.Widely regarded as one of Scotland’s most recognisable goalkeepers, Alan enjoyed an outstanding playing ...
Hugh Gaffney – Former MP, Author of Auchengeich & Founding Member of 1st Class Credit Union (#22)
In episode 22 of the Money Made Human podcast, we’re joined by Hugh Gaffney, former MP, author of Auchengeich, and founding member of 1st Class Credit Union.Host Gayle Lloyd speaks with Hugh about a life shaped by service, community, and...
Paul Sweeney – Candidate in the Scottish Parliamentary Election for MSP (#21)
Episode 21 of the Money Made Human podcast features Paul Sweeney, candidate in the Scottish Parliamentary election and former MSP.Before entering politics, Paul worked in the shipbuilding industry, an experience that continues to shape h...
Dermot O'Neill – Chief Executive, Scottish League of Credit Unions (#20)
Dermot O’Neill is the Chief Executive of the Scottish League of Credit Unions (SLCU), a role he has held for the past 15 years. The SLCU supports 26 of Scotland’s remaining 72 credit unions, helping them to become and remain Compliant, Sustaina...
Ian Byrne – MP for Liverpool West Derby, Co-Founder of Fans Supporting Foodbanks & Hillsborough Survivor (#19)
Episode 19 of the Money Made Human podcast features Ian Byrne, MP for Liverpool West Derby, Co-Founder of Fans Supporting Foodbanks and Hillsborough Survivor.Ian is a tireless advocate for social justice and co-founded the Right to Food ...
Andy Walker – Former Professional Footballer & Football Commentator, Pundit and Media Analyst (#18)
In episode 18 of the Money Made Human podcast, we’re joined by Andy Walker, former professional footballer, football commentator, pundit, and media analyst.Before moving into media, Andy enjoyed a successful professional football career ...
Susie Heywood – Suicide Prevention Implementation Lead, Suicide Prevention Scotland (#17)
Episode 17 of the Money Made Human podcast features Susie Heywood, Suicide Prevention Implementation Lead at Suicide Prevention Scotland.Suicide Prevention Scotland is a community of people and organisations working together to deliver C...
Michael Byrne – CEO, Core Credit Union (#16)
Episode 16 of the Money Made Human podcast features Michael Byrne, Chief Executive Officer of Core Credit Union.Core Credit Union is one of Ireland’s newly established “Super Credit Unions”, formed through the merger of seven standalone ...
Michael Devlin – Chair & Project Lead, PFA Scotland (#15)
Episode 15 of the Money Made Human podcast features Michael Devlin, Chair and Project Lead at PFA Scotland, the independent trade union supporting footballers across Scotland.In this episode, host Gayle Lloyd speaks with Michael about hi...
Dr Stuart Patrick CBE – Chief Executive, Glasgow Chamber of Commerce (#14)
In episode 14 of the Money Made Human podcast, we shine a spotlight on Glasgow, home of 1st Class Credit Union, with Dr Stuart Patrick CBE, Chief Executive of Glasgow Chamber of Commerce.Founded over 240 years ago, Glasgow Chamber of Com...
Katie Murray – Group Chief Financial Officer, NatWest Group (#13)
Episode 13 of the Money Made Human podcast features Katie Murray, Group Chief Financial Officer of NatWest Group.Katie is a Chartered Accountant with over 30 years' experience in financial services and accounting. She was appointed Group...
Nicola Reed – Director of Client Services, Cruse Scotland (#12)
In Episode 12 of the Money Made Human podcast, we welcome Nicola Reed, Director of Client Services at Cruse Scotland, the nation’s expert in bereavement counselling, listening services, information, advice, and training. For over 60 years, the ...
Reverend Malcolm Anderson – Minister of Religion, Blantyre Congregational Church (#11)
Episode 11 of the Money Made Human podcast features Reverend Malcolm Anderson, Minister of Religion at Blantyre Congregational Church and Chair of the Hamilton District Foodbank and the Hamilton Churches Drop-In Centre.In this episode, h...
Scottish Women's Aid (#10)
On the 10th episode of the Money Made Human podcast, host Gayle Adnyana is joined by Dr Jenn Glinski, Economic Abuse Specialist and National Policy Lead for Economic Abuse at Scottish Women’s Aid, and Judy Ferguson, National Trainer at Scottish...
Fraser Wishart – Chief Executive, PFA Scotland (#9)
Episode 9 of the Money Made Human podcast takes us into the world of professional football with guest Fraser Wishart, Chief Executive of PFA Scotland, the independent trade union for professional footballers across the country. The union has be...
Caroline Darnbrook – Chief Client Officer, StepChange (#8)
The latest episode of the Money Made Human podcast features Caroline Darnbrook, Chief Client Officer at StepChange, the UK’s leading debt advice charity. StepChange provides free, impartial advice and support to help people manage money worries...
Sharon Collard – Professor of Personal Finance & Research Director, University of Bristol (#7)
In this episode of the Money Made Human podcast, host Gayle Adnyana is joined by Professor Sharon Collard, Research Director of the Personal Finance Research Centre at the University of Bristol. Established in 1998, the Centre focuses on person...
Nick Money – Co-founder and Director, Swoboda Research Centre (#6)
Nick Money, co-founder and a director of the Swoboda Research Centre, joins host Gayle Adnyana on the Money Made Human podcast. Swoboda provides credit unions across the UK and Ireland with the research, ideas, and networks they need to grow, i...
Brandee Bickle – VP Governmental Affairs & Executive Projects, Georgia’s Own Credit Union (#5)
In this episode of the Money Made Human podcast, host Gayle Adnyana welcomes Brandee Bickle, Vice President of Governmental Affairs and Executive Projects at Georgia’s Own Credit Union, one of 1st Class Credit Union’s international partners. A ...
Irish League of Credit Unions (#4)
The Money Made Human podcast was inspired in part by the Irish League of Credit Unions (ILCU) and Ireland’s deep-rooted credit union culture. Host Gayle Adnyana is joined by ILCU leaders — President Brendan Jenkins, CEO David Malone, Treasurer ...
Andy Wright – Founding Member & Former CEO of 1st Class Credit Union (#3)
The Money Made Human podcast continues with a heartfelt conversation with Andy Wright, founding member and former CEO of 1st Class Credit Union. In this episode, the current CEO sits down with Andy for a symbolic “passing of the baton” — celebr...